Retirement Income Planner

Estimate whether your savings and Social Security will cover your retirement expenses.

Section 1 — Age & Timeline

Your Information

Your name

Current age

Retirement age

Life expectancy

Add spouse / partner

Partner's Information

Partner's name

Current age

Retirement age

Life expectancy

Section 2 — Savings & Contributions

Your Savings

Current retirement savings ($)

Monthly contribution ($)

Partner's Savings

Current retirement savings ($)

Monthly contribution ($)

Section 3 — Rates & Assumptions

Expected annual return (%)

Expected annual inflation (%)

Section 4 — Income Needs

Desired monthly income (today's $)

Total monthly expenses (today's $)

Include housing, food, healthcare, travel, and lifestyle costs.

Section 5 — Social Security

Leave blank if unknown or not applicable — Social Security will be excluded from the calculation.

Your expected monthly benefit (today's $)

Partner's expected monthly benefit (today's $)

Section 6 — Estate Planning (Optional)

Target inheritance / estate goal (today's $)

Amount you'd like to leave to heirs. Reduces your available monthly spending.

Balance Over Retirement